:root{
  --bg:#f7f8fb;--surface:#fff;--text:#172033;--muted:#59657a;--line:#e3e7ee;
  --ink:#0f1b33;--brand:#5b4cf0;--brand2:#3c2fcb;--soft:#eeecff;--green:#0b7a58;
  --shadow:0 12px 34px rgba(27,34,60,.09);--radius:18px;--max:1180px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.67}
a{color:var(--brand2);text-decoration-thickness:.08em;text-underline-offset:.14em}a:hover{color:#241a9a}
img{max-width:100%;height:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:999;background:#fff;padding:10px 14px;border-radius:8px}
.site-header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.header-inner{max-width:var(--max);margin:auto;padding:12px 22px;display:flex;align-items:center;gap:24px}
.brand{display:flex;align-items:center;gap:10px;color:var(--ink);text-decoration:none;font-weight:850;font-size:1.25rem;letter-spacing:-.025em;white-space:nowrap}
.mark{width:32px;height:32px;border-radius:10px;background:linear-gradient(135deg,var(--brand),#8b80ff);display:grid;place-items:center;color:#fff;font-weight:900;box-shadow:0 5px 16px rgba(91,76,240,.32)}
.nav{display:flex;align-items:center;gap:18px;margin-left:auto}.nav a{color:#344057;text-decoration:none;font-weight:650;font-size:.94rem}.nav a:hover{color:var(--brand2)}
.header-cta{margin-left:4px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:11px;padding:11px 16px;font-weight:800;text-decoration:none;border:1px solid transparent;transition:.2s}
.btn-primary{background:var(--brand);color:#fff;box-shadow:0 7px 18px rgba(91,76,240,.22)}.btn-primary:hover{background:var(--brand2);color:#fff;transform:translateY(-1px)}
.btn-secondary{background:#fff;color:var(--ink);border-color:var(--line)}
.menu-btn{display:none;margin-left:auto;background:#fff;border:1px solid var(--line);border-radius:10px;padding:9px 11px;font-weight:800}
.hero{background:linear-gradient(135deg,#171c35 0%,#28235a 52%,#4636be 100%);color:#fff;padding:76px 22px 68px}
.hero-inner{max-width:var(--max);margin:auto;display:grid;grid-template-columns:1.2fr .8fr;gap:52px;align-items:center}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.74rem;font-weight:900;color:#786df8}.hero .eyebrow{color:#c7c1ff}
.hero h1{font-size:clamp(2.5rem,5.2vw,5rem);line-height:.97;letter-spacing:-.055em;margin:.18em 0}.hero p{font-size:1.17rem;color:#dde0f4;max-width:710px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero-card{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);border-radius:24px;padding:25px;box-shadow:var(--shadow)}.hero-card strong{font-size:1.05rem}.hero-card ul{padding-left:20px;color:#eef0ff}
.section{max-width:var(--max);margin:auto;padding:62px 22px}.section h2{font-size:clamp(1.8rem,3vw,2.8rem);line-height:1.1;letter-spacing:-.035em;margin:0 0 10px}.section-lead{color:var(--muted);max-width:760px;margin:0 0 28px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:0 6px 22px rgba(27,34,60,.05)}.card h3{margin:.2em 0 .4em;font-size:1.12rem;line-height:1.25}.card p{color:var(--muted);font-size:.94rem}.card a.stretched{color:var(--ink);text-decoration:none}.card a.stretched:hover{color:var(--brand2)}
.breadcrumbs{max-width:var(--max);margin:auto;padding:22px 22px 0;color:var(--muted);font-size:.88rem}.breadcrumbs a{color:var(--muted)}
.article-shell{max-width:var(--max);margin:auto;padding:22px;display:grid;grid-template-columns:minmax(0,760px) 320px;gap:44px;align-items:start}
.article{background:#fff;border:1px solid var(--line);border-radius:22px;padding:clamp(24px,5vw,52px);box-shadow:0 8px 26px rgba(27,34,60,.05)}
.article h1{font-size:clamp(2.2rem,4vw,4rem);line-height:1.02;letter-spacing:-.05em;margin:.12em 0 .35em}.article h2{font-size:1.65rem;line-height:1.15;letter-spacing:-.026em;margin:2.2em 0 .55em}.article h3{font-size:1.18rem;margin-top:1.7em}.article p,.article li{font-size:1.035rem}.article .dek{font-size:1.22rem;color:#3f4a5e;line-height:1.6}.meta{display:flex;gap:12px;flex-wrap:wrap;color:var(--muted);font-size:.88rem;border-bottom:1px solid var(--line);padding-bottom:22px;margin-bottom:22px}
.affiliate-disclosure-inline{background:#faf9ff;border:1px solid #ddd8ff;border-radius:12px;padding:13px 15px;font-size:.91rem;margin:20px 0}
.sidebar{position:sticky;top:84px;display:grid;gap:16px}.side-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px}.side-card h3{margin:0 0 8px}.side-card p{font-size:.92rem;color:var(--muted)}.side-card .btn{width:100%}.side-links a{display:block;padding:8px 0;border-bottom:1px solid var(--line);text-decoration:none;font-weight:700;font-size:.92rem}.side-links a:last-child{border:0}
.cta-panel{background:linear-gradient(135deg,#171c35,#3e30aa);color:#fff;border-radius:20px;padding:26px;margin-top:34px;display:flex;align-items:center;justify-content:space-between;gap:22px}.cta-panel h2{margin:.2em 0 .25em!important;color:#fff}.cta-panel p{margin:0;color:#e7e5ff}.cta-panel .eyebrow{color:#c8c3ff}.cta-panel .btn{flex:none;background:#fff;color:#251b94}
.next-step{margin-top:30px;padding:18px;background:#f4f3ff;border-left:4px solid var(--brand);border-radius:0 12px 12px 0}
.source-note{margin-top:34px;padding:18px;background:#f8fafc;border:1px solid var(--line);border-radius:14px;font-size:.9rem;color:var(--muted)}.source-note p{font-size:.9rem}.source-note ul{margin-bottom:0}
.table-wrap{overflow-x:auto}.article table{border-collapse:collapse;width:100%;margin:20px 0}.article th,.article td{text-align:left;border:1px solid var(--line);padding:12px;vertical-align:top}.article th{background:#f6f7fa}
.related{max-width:var(--max);margin:0 auto;padding:0 22px 64px}.related h2{font-size:1.65rem}
.category-hero{padding:56px 22px 44px;background:#f0efff;border-bottom:1px solid #ddd9ff}.category-hero .inner{max-width:var(--max);margin:auto}.category-hero h1{font-size:clamp(2.5rem,5vw,4.5rem);letter-spacing:-.055em;line-height:1;margin:.2em 0}.category-hero p{max-width:760px;color:#4d5670;font-size:1.12rem}
.footer{background:#11182b;color:#d7dbea;margin-top:44px}.footer-inner{max-width:var(--max);margin:auto;padding:50px 22px;display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:28px}.footer h3,.footer strong{color:#fff}.footer a{color:#d7dbea;text-decoration:none;display:block;margin:8px 0}.footer a:hover{color:#fff}.footer small{color:#9ca6bd}
.mobile-cta{display:none}
.notice{background:#fff8de;border:1px solid #f0df96;border-radius:14px;padding:15px}
@media(max-width:900px){
 .nav{display:none}.nav.open{display:flex;position:absolute;left:0;right:0;top:58px;background:#fff;border-bottom:1px solid var(--line);padding:18px 22px;flex-direction:column;align-items:flex-start;box-shadow:var(--shadow)}
 .menu-btn{display:block}.header-cta{display:none}.hero-inner{grid-template-columns:1fr}.hero-card{display:none}.grid{grid-template-columns:1fr 1fr}.article-shell{grid-template-columns:1fr}.sidebar{position:static}.footer-inner{grid-template-columns:1fr 1fr}
 .mobile-cta{display:flex;position:fixed;z-index:50;bottom:0;left:0;right:0;background:#fff;border-top:1px solid var(--line);padding:10px 14px;justify-content:center}.mobile-cta .btn{width:min(520px,100%)}
 body{padding-bottom:66px}
}
@media(max-width:600px){.grid{grid-template-columns:1fr}.hero{padding-top:54px}.footer-inner{grid-template-columns:1fr}.article{padding:25px 20px}.cta-panel{align-items:flex-start;flex-direction:column}.cta-panel .btn{width:100%}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
:focus-visible{outline:3px solid #ffbf47;outline-offset:3px}